Mobile repayments

Mobile repayments

Mobile repayments allow clients to pay loan repayments through mobile money using Symba USSD.

Process

On a mobile phone, enter the Symba USSD service code provided by Symba Global Support. This code differs by organization and country. A Symba USSD session starts and presents a series of menus.

After successfully going through the menus, the user will receive a mobile money payment request using the provider configured for their mobile network. The status of the transaction can be monitored in Symba Payments (see Monitoring).

When repayments get stuck

A mobile money repayment becomes "stuck" when the payment provider's response is ambiguous. This can happen in these situations:

  • Payment request timeout - The request timed out before the client responded
  • Provider server error - The provider returned an error with unclear payment status
  • Recording failed - Payment was confirmed received but failed to record in Microbanking (CRITICAL)
  • Unknown error - An unexpected error occurred

If a repayment gets stuck, it must be manually resolved by verifying whether the payment was actually received and choosing the appropriate action.

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