Documentation

Viewing GSIM Accounts

This guide explains how to view and navigate GSIM (Group Savings with Individual Monitoring) accounts, including the group overview and individual member account details.

Overview

GSIM accounts can be viewed at two levels:

  1. Group Level: See all member accounts in a consolidated table with balances
  2. Individual Level: View detailed information for a specific member's account

Viewing GSIM Accounts from Group Page

Steps

What You'll See

The GSIM Accounts section displays a table with the following columns:

  • Client Details: Member name and client ID
  • Savings Account: Account number (clickable link)
  • Products: Savings product name
  • Balance: Current account balance and currency
  • Actions: Available actions for the member account (depending on you authorization)

Viewing Individual GSIM Account Details

Steps

  • From the GSIM Accounts table, click on a member's account number

What You'll See

The individual account detail page shows:

Account Summary:

  • Account number
  • Account holder (member name)
  • Product name
  • Account status (Submitted, Approved, Active, etc.)
  • Currency
  • Account balance

Account Information:

  • Submitted on date
  • Approved by and approval date (if approved)
  • Activated by and activation date (if activated)
  • Field officer (if assigned)
  • External ID (if provided)

Terms and Interest:

  • Nominal annual interest rate
  • Interest compounding period
  • Interest posting period
  • Interest calculation method
  • Days in year

Charges:

  • List of applicable charges
  • Charge amounts and due dates

Transactions Tab:

  • Detailed transaction history
  • Deposits, withdrawals, interest postings, fees
  • Transaction dates, amounts, and running balance

Documents Tab:

  • Attached documents related to the account

Understanding GSIM Account Hierarchy

GSIM accounts have a parent-child structure:

Parent GSIM Account (e.g., 000000001)
├── Child Account 1 (e.g., 0000000011) - Member A
├── Child Account 2 (e.g., 0000000012) - Member B
├── Child Account 3 (e.g., 0000000013) - Member C
└── Child Account 4 (e.g., 0000000014) - Member D

Key Points:

  • Parent Account: Not directly visible to users; exists in the database to link child accounts
  • Child Accounts: Individual member savings accounts displayed in the GSIM Accounts table
  • Account Numbers: Children inherit parent number with added suffix (parent + member sequence)
  • Shared Terms: All children have identical product, interest rate, and terms
  • Independent Balances: Each child maintains its own separate balance

Viewing GSIM Account Status

GSIM accounts follow the standard savings account lifecycle:

Status Description Available Actions
Submitted and Pending Approval Application created, awaiting approval Approve, Reject, Modify
Approved Approved but not yet active Activate, Undo Approval, Modify
Active Operational account Deposit, Withdraw, Apply Charge, Post Interest
Closed Account closed View only (no transactions)
Rejected Application rejected View only

Note: All member accounts in a GSIM group typically have the same status (bulk operations).

Finding GSIM Accounts

From Dashboard

  • Navigate to "Savings" → "View Savings Accounts"
  • Filter by savings product or status
  • GSIM child accounts appear in the standard savings list

From Group Page

  • Most common method - view all GSIM accounts for a group in one place
  • Navigate to "Groups" → Select group → "GSIM Accounts" section

Via Search

  • Use the global search bar to find accounts by account number or member name
  • GSIM accounts are searchable like any savings account

Checking Group Total Balance

To see the total balance across all GSIM member accounts:

  • View the "GSIM Accounts" table on the group page
  • Calculate the sum of all member balances in the "Balance" column
  • This gives the total group savings under the GSIM structure

Note: The system does not automatically display a group total - you must sum individual member balances.

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